This website is an avenue for our perspectives on investments and personal finance.
The articles are an attempt to simplify the process of investment decision making. The topics would cover various investment products available to retail investors but the major focus of the website would be on equity investments.
The articles are based on our experience & learning while analysing stocks for my personal investments and the lessons learned during the academics and out of classroom readings.
The website aims to be an avenue for knowledge for the readers as well as the author.
A Brief about Me:
I am active in Indian equity markets since 2006.
I have done MBA (Finance) from Indian Institute of Foreign Trade (IIFT) Delhi, one of the premier business school and was awarded the Gold Medal for graduating at the top of my class. Additionally, I have done certifications like Chartered Financial Analyst (CFA) from CFA Institute Inc, USA and Financial Risk Manager (FRM) from Global Association of Risk Professionals (GARP) Inc. USA.
I graduated in medicine (MBBS) from a reputed govt medical college in Maharashtra and worked for a few years as a medical officer in different institutions before realising that finance is my cup of tea.
My Learning and the Journey to Stocks:
“Always follow your heart” is my learning after experiencing three different professions, four different jobs, five states and meeting countless people along this journey. An inner voice always guides us towards peace and contentment and we shouldn’t ignore it.
As a full-time stock investor, now, I realize that I could’ve known my interest in finance during MBBS (1999-05) when I enjoyed reading Businessworld more than Robbin’s book of Pathology. But, I ignored it.
After spending eight years in the medical field, I realized that it’s not going to give me professional contentment and I gravitated towards Indian Civil Services (ICS). I again ignored the fact that it was during preparations for the ICS exam that I learned more about investing and bought my first stock.
As luck would have it, I couldn’t get through the ICS exam. It gave me an opportunity to give finance a fair chance. I got selected for the MBA program (2009-11) at the Indian Institute of Foreign Trade (IIFT), New Delhi where finance and I clicked with each other and I graduated at the top of my class and was awarded the Gold Medal.
By now, I was convinced that one should always listen to one’s heart while deciding what to do in life. I applied only to finance companies for the job despite my medical background was making me a logical pick for pharmaceutical companies. ICICI Bank hired me where I worked for 5 years (2011-16) and got the best credit risk analyst award.
Last year, I decided to be a full-time equity investor and focus on my blog: www.drvijaymalik.com, which aims to simplify stock market investing. I teach my fundamental stock picking approach, “Peaceful Investing” to investors & corporates in workshops. Recently, the Economic Times covered my investment approach (link)
Therefore, I believe that we should follow our hearts and it’ll show us the right direction.
Details of registration with SEBI:
Name: Vijay Malik
SEBI Registration Number: INA100004806
Registered Address: 2470, Urban Estate, Jind, Haryana. Pincode: 126102
The above details can be verified by searching for “Vijay Malik: at the following page on SEBI website: List of Investment Advisers
Our website has been in existence since June 2014, trying to simplify stock market investing for common investors. During this period, many readers have found the website useful and have expressed their thoughts about drvijaymalik.com on different forums. We thank all of them for taking their time out and giving their inputs about this website.
We have listed a few of the testimonials that we have received from the readers: