Ask Your Queries


Dear friends,

This section is to assist you in the quest for stock market investing. You may ask any of your investment related queries as comments to this page. It would be our pleasure to be of help to you in your investing journey.

There are many articles on the website where we have written about the frequent hurdles for a common investor. These articles cover different aspects related to stock investing like:

  • Conducting detailed stock analysis
  • Assessing margin of safety in a stock's price and its business model
  • Deciding about the buying price for any stock
  • Deciding about when to sell a stock
  • Monitoring stocks in an investor's portfolio
  • How many stocks to own in one's portfolio etc.

These articles have been compiled as a series of articles in the following link:

Selecting Top Stocks to Buy: A Step by Step Process of Finding Multibagger Stocks


If these articles are not able to answer your query, then you may write about it in the comments below. we would be happy to provide you our perspective.

 

Guidelines for sharing stock analysis

In case, readers wish to have our views on their analysis of any company, then we request the readers to share with us their comprehensive analysis incorporating the knowledge, which has already been shared at drvijaymalik.com by way of multiple articles and company analysis.

We advise readers to go through each of the articles of the below mentioned series of articles and do a detailed analysis by incorporating the learning of each of these articles:

Selecting Top Stocks to Buy: A Step by Step Process of Finding Multibagger Stocks

A comprehensive analysis of a stock would typically include:

  • Detailed analysis from multiple perspectives like:
    • Financial, Valuation, Business, Management and Operating Efficiency.
  • Analysis of annual reports including notes/schedules to financial statements, related party transactions, management discussion and analysis etc.
  • Analysis of credit rating reports of the company
  • Comparative analysis with peers of the company
Doing comprehensive analysis incorporating existing knowledge at our website is essential as otherwise our responses to reader's stock analysis becomes only a duplication of the information/knowledge, which is already present on the website.

Due to time constraints, we are unable to provide our views on the analysis shared by readers, who have not utilized the existing knowledge & resources about stock analysis available on this website.

All the best for your investing journey!


Queries about investing concepts

 

For conceptual queries, we request readers to first do an online/Google search for their query. There are many articles already available on internet which explain investing concepts in a very simple and clear manner.

After reading the online resources, if the investor still has doubts, then we request the investors to write to us for clarification along with the link to the online source referred to by the investor.


Important Instructions


1) Currently, there is a backlog of companies to be analyzed as requested by readers. It might take sometime before we are able to provide my views on the company requested by you. Request you to bear up with us in the interim!


2) Currently, we do not provide analysis of companies of following sectors, therefore, we request readers not to ask queries for companies in these sectors:

  • IT/ITeS: we do not understand this sector,
  • Banking/FI/NBFC: the data needed for their analysis like asset-liability mismatch, funding profile, CAR & its breakup, NPA movement, borrower-wise concentration etc are not available on open sources like moneycontrol, screener etc). 
  • Real Estate and Infrastructure (EPC): These companies use percentage of completion method (POCM) for accounting revenue from their projects which usually extend beyond one financial year. From our experience, we have realised that it is very difficult to have a complete sense of the financial position of companies following POCM method from financial numbers disclosed in the annual report. In these companies, the revenue & cash income do not have any correlation and the disclosed P&L statement can produce a picture completely opposite to the real financial position. The financial data presented by various websites like screener, money control etc. is not of much use to assess the business of the company. One needs to understand the individual projects being executed by the company along with the cash position of each  of the projects.

 

DISCLAIMER

 

The views and opinions expressed or implied herein are my own and do not reflect those of my employer, who shall not be liable for any action that may result as a consequence of my views and opinions.


Registration Status with SEBI: 


I am registered with SEBI as an Investment Adviser under SEBI (Investment Advisers) Regulations, 2013.


Details of Financial Interest in the Subject Company:

Whenever, we would opine about any company on this website, we would declare whether at the point of writing/opining, we own shares of the particular company so that the readers/investors may be aware of our position and assess whether our views about the particular stock can be biased.

We would want to clarify that any views presented by us as part of answer to queries or discussion are our own, which are aimed to help the readers think and ponder over their stocks and investment approach. Readers are expected to take any investment decision related to their stocks after doing own due diligence.