Terms and Conditions

Modified: 08-Jun-21

These terms of use (hereby referred to as the ‘Agreement’) govern your use of drvijaymalik.com, premium.drvijaymalik.com and all its subdomains and unless terms and conditions expressly state so, other websites offered by Vijay Malik. Any web pages, services, content, newsletters, databases and information (hereby collectively known as the ‘Services’) are wholly owned by Vijay Malik.

By continuing to use these services, you are indicating your consent to be bound by the terms and conditions of this Agreement.


The content and articles published by us does not constitute or is not intended to constitute an offer to buy or sell, or a solicitation to an offer to buy or sell financial products, units or securities. All content and information are provided on an ‘As Is’ basis by us. The information does not include any stock tips and should not be construed as tips to buy or sell stocks.

The material contained herein is based on data from sources considered to be reliable. However, www.drvijaymalik.com does not guarantee or warrant the accuracy or completeness of the information. The information is not intended to be used as the primary basis of investment decisions, nor, because of individual client requirements, should it be construed as a representation by www.drvijaymalik.com as an offer, to buy or sell a security. This blog is merely a device that can help you think and consider, but you are 100% responsible for any actions you take by reading this blog.

Any opinions and estimates expressed reflect the current judgment of www.drvijaymalik.com and are subject to change without notice. The articles may contain forward-looking statements, which involve risk and uncertainty. Actual results may differ significantly from the forward-looking statements, due to economic situations, corporate, market, political risk and many other factors. Any reference to past performance of any particular security should not be construed as a guarantee of future results.

Refunds Policy

There is no provision of any refund or cancellation on any of the premium services offered by Vijay Malik through its website drvijaymalik.com, its subdomains or its associate or affiliate channels.

By availing our premium services, you agree to the condition of no cancellation or refunds.

Access Rights

Vijay Malik reserves the right to deny or restrict, at its sole discretion, access, registration, subscription to its Website, its services or any portion thereof, without notice or justification. Vijay Malik also reserves the right to terminate your access, registration or subscription (including user name and password), at its sole discretion.

We may modify the Agreement at our sole discretion and without notice to you.

The text, information, data, graphics, images, audio, video, design, logos are all other protected intellectual property (hereby collectively referred to as the ‘Content’) offered through our Services are the property of Vijay Malik.

Unless you have our written permission in advance, you may not reproduce, sell, publish, retransmit, disseminate, display, broadcast or commercially exploit the Content available through our Services.

The information contained in drvijaymalik.com, and its subdomains are updated on a periodic basis. However, the Content is not intended to provide professional advice on any of the Services provided.

Vijay Malik, its associates, affiliates, or employees will not be liable (jointly or severally) to you or any other person for any damages that may arise as a result of your access to the Content.

Affiliate Disclosure

Some of the links on this website are affiliate links, which means that I may earn a commission if you make a purchase using the link. When you make a purchase, the price you pay will be the same whether you use the affiliate link or go directly to the vendor’s website using a non-affiliate link. By using the affiliate links, you are helping support the www.drvijaymalik.com website, and I genuinely appreciate your support.

Privacy Policy

At www.drvijaymalik.com, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by www.drvijaymalik.com and how it is used.

Log Files:

Like many other websites, www.drvijaymalik.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and the number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons:

www.drvijaymalik.com does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie:

  • Google, as a third-party vendor, uses cookies to serve ads on www.drvijaymalik.com
  • Google’s use of the DART cookie enables it to serve ads to users based on their visit to www.drvijaymalik.com and other sites on the Internet.
  • Users may opt-out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL – http://www.google.com/privacy_ads.html

Some of our advertising partners like Google Adsense, Amazon etc. may use cookies and web beacons on our site.

These third-party ad servers or ad networks use technology to the advertisements and links that appear on www.drvijaymalik.com send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and/or to personalize the advertising content that you see.

www.drvijaymalik.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. www.drvijaymalik.com’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

Outside Links:

This website contains links to other websites. Please be aware that I am not responsible for the privacy practices of other websites. I encourage you, when you leave this website, to read the privacy policy (or privacy statement) of each and every website you visit, as this particular privacy policy applies solely to this particular website.

Webmaster Contact Information:

If you require any more information or have any questions about our privacy policy or for any other matter, please feel free to contact us by email at vijay.malik@www.drvijaymalik.com

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