Personal Finance

(This article is contributed by Girish Sidana, a regular reader of www.drvijaymalik.com, who wants to share his learning about life insurance, for the benefit of other readers & the author. I appreciate the time & effort put by Girish for our benefit and thank him

Now a day every media source is talking about SEBI’s crackdown on Pearl Agrotech Corporation Ltd. (known as PACL). SEBI has ordered that PACL did not register its investment scheme with it and therefore this investment scheme is illegal. SEBI has asked PACL to return

This post aims to highlight the benefits of avoiding the distributors/brokers (both online & offline) while investing in mutual funds and in turn investing directly with mutual fund companies. Direct vs Regular Plans of Mutual Funds: Is there any difference in underlying stocks? Mutual fund

This post is linked to my earlier post on life insurance “Should you buy life insurance at an early age to benefit from lower premiums?” This post analyses the trends in the cost of buying life insurance in India over last decade. This post is

I got the idea of this topic from the comments I received on my earlier post on “How To Start Financial Planning”. I thank Aditya for his comment. Reasons for buying life insurance Many a times, we get advice to buy life insurance at an

This post is in response to the query that I got from a friend who read my post on Investment Books for Beginners. He wanted guidelines for managing his own finances.  My friend is an IT professional who after a few years of job decided